Shaping Paradigms
Since 2003 economist Dr Haseeb A Drabu is directly involved with the fiscal management and economic reconstruction of J&K, initially as economic adviser and...
Tenacious Ten
It all started with a dream to make big in life. With financial help from J&K bank under its SKEWPY scheme they turned their...
A Lopsided Story
District level performance of banks across J&K offers a story least talked about. Kashmir and Jammu offer two extremes to banking story in which...
A new bank is born
Kamraz Rural Bank and Jammu Rural Bank merge to form J&K Grameen Bank. R S Gull reports.
After a three year wait for Union finance...
Insured growth
The entry of private life insurance companies has boosted the growth in this sector. Haroon Mirani reports.
The life insurance sector in Kashmir has been...
SARFAESI Primer
A law that allows banks to take over the mortgaged collaterals in case of willful defaults has taken Kashmir by storm after a division...
Dreams Indebted
For best education, lot of students seek admissions in Western universities. Some get scholarships and most of them approach banks for educational loans. Muntaha...
The Bypass Banking
For every Rs 100 that people in J&K deposit, the banks deploy more than Rs 63 outside the state, preventing the local resource to...
Mending ways … and means
To do away with the Rs 2300 crore overdraft the state government has entered into an agreement with RBI, appointing it as sole agent...
Crediting Crops
By summer 2015, banks had disbursed Rs 6,290.16 crores in agriculture and in allied sectors in state. Besides minimising the monopoly of outsiders over...
Distinctly 75
J&K’s only listed company, the Rs 100000 crore plus turnover J&K Bank turned 75 last week. While it has been at the core of...
Yes, J&K is Bankable
Banking sector suffered severely at the peak of turmoil. With J&K Bank in lead, the sector fought back, survived and created thousands of impressive...
J&K has Rs 30,000 Cr with Banks
Banks operating across J&K have advanced Rs 2,537 Cr (Rs 1200 cr in Kashmir, Rs 1277 cr in Jammu and Rs 60 cr in...
Surviving Robberies
In a way banking sector is a huge survival story in itself. There were countless robberies and scores of bankers had providential escapes. Shams...
Capitalizing Peace
Banks are flush with money but quite a few locals are willing to risk and invest in a place ravaged by conflict and turmoil...
