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Banking

Banks are playing the main valuts of a society’s savings and a key resource for investment at individual and institutional levels. This section is the richest repository of detailed reportage about the working of the banking sector involving every aspect of their mandate.

J&K Bank Corporate Headquarters Srinagar. KL Image by Bilal Bahadur

Lending: Managing Price, Risk

Credit in conflict areas is expensive because it involves risk. But the government can rediscover its subsidies set up and invest a bit of...

Digitizing Banking

Information Technology is emerging as a huge change-maker in how people deposit, save, dispense and spend their hard-earned money. It has reduced costs for...

Between Credit And Debit

The banking statistics offers enough of details to understand the phenomenon why Kashmir was restive over the JK Bank issue unlike other places, reports...

SARFAESI Primer

A law that allows banks to take over the mortgaged collaterals in case of willful defaults has taken Kashmir by storm after a division...

Currency Chaos

As Prime Minister Modi shocked India by reducing twin currency notes to mere pieces of paper, Tasavur Mushtaq details the turns and twists of...

Bank On

As a new leader is taking over J&K’s only listed company in October, J&K Bank has Rs 10,000 crore plus stressed advances. Examining the...

Paupers’ Prize

Water-abundant and energy- deficient J&K’s first major leap into the lucrative energy sector was in 1999, when the resource-scarce government started implementing Baglihar with...

Crediting Crops

By summer 2015, banks had disbursed Rs 6,290.16 crores in agriculture and in allied sectors in state. Besides minimising the monopoly of outsiders over...

Not A Priority!

    All banks have a basket enabling them to infuse micro credit in key sectors. But most of these schemes partnered by the governments are...

Dreams Indebted

  For best education, lot of students seek admissions in Western universities. Some get scholarships and most of them approach banks for educational loans. Muntaha...

Advancing Apples

The Mughal route town of Shopian is a booming economic centre. Producer of the best apples from the region, its business got impetus after...

Impaired Assets

Banks are the new money shops. They sell products and make money. But it is not always that they earn. They lose too. Syed...

Lending, But Not Banks

As banks are in the race of deposits and advances, there are two government institutions scripting new successes with negligible default, reports Riyaz Ul...

Playing Cards

  The new age banking is mostly done outside the branch offices, on smart-phone and laptops. And the new currency used for such transactions is...

SARFAESI

Banks have been arguing for various years now that lack of SARFAESI has compromised their confidence in being liberal in J&K. Taking the view...

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