Kashmir’s Digital Trap
In Kashmir, the rapid surge of digital banking has brought both opportunity and danger. As Babra Wani shows, stories range from losing a few...
Banking In Kashmir 2025
As fintechs eat into payment systems, banks in Jammu and Kashmir are losing not just market share but also relevance. With digital platforms now...
Kashmir: A New Bank Is Born
Following the central government's directive to consolidate rural banks within states and union territories into single entities, Jammu and Kashmir now has a new...
Kashmir’s Insured Crops
Crop insurance reached Kashmir five seasons after Jammu, covering 2.45 lakh farmers and collecting Rs 98 crore premium in 2023–24, but paid only Rs...
JK Bank: Chatterjee’s Challenges
As Amitava Chatterjee, the second SBI banker, takes over as the new honcho of the Jammu and Kashmir Bank (JKB) post-2019, he steps into...
A ‘Cashless’ Kashmir
With the financial sector using a basket of applications for transactions and the government preferring digital transfer of funds, Jammu and Kashmir has become...
Bullish Banking
As peace prevails, the banking sector has performed well in the last fiscal. Though the focus remains on cleaner balance sheets, State Sponsored Schemes...
Clearly Stagnant
Data revealed about the banking operations in Jammu and Kashmir in the last six months suggests an improved credit off-take by the corporate and...
Continued Stagnation
Even though the JK Bank, the key builder of the Jammu and Kashmir economy managed a good profit on basis of its clean balance...
SARFAESI Sales
Properties acquired by wilfully bank defaulters were always auctioned through protracted judicial processes, a system that SARFAESI law simplified. As Jammu and Kashmir is...
Stressed Assets Doubled
As the regulator’s restructuring plan envisaged multiple riders, post-August 5, data indicates that Kashmir has doubled its impaired assets in less than nine months,...
Lending: Managing Price, Risk
Credit in conflict areas is expensive because it involves risk. But the government can rediscover its subsidies set up and invest a bit of...
Digitizing Banking
Information Technology is emerging as a huge change-maker in how people deposit, save, dispense and spend their hard-earned money. It has reduced costs for...
Between Credit And Debit
The banking statistics offers enough of details to understand the phenomenon why Kashmir was restive over the JK Bank issue unlike other places, reports...
“If you are good, you will always be appreciated, as long as you are...
Born in the mountainous Doda district, Nida Haji, 36, is emerging as a distinct professional in the USA’s mortgage banking. Termed as one of...
