SARFAESI Sales
Properties acquired by wilfully bank defaulters were always auctioned through protracted judicial processes, a system that SARFAESI law simplified. As Jammu and Kashmir is...
Stressed Assets Doubled
As the regulator’s restructuring plan envisaged multiple riders, post-August 5, data indicates that Kashmir has doubled its impaired assets in less than nine months,...
Lending: Managing Price, Risk
Credit in conflict areas is expensive because it involves risk. But the government can rediscover its subsidies set up and invest a bit of...
Digitizing Banking
Information Technology is emerging as a huge change-maker in how people deposit, save, dispense and spend their hard-earned money. It has reduced costs for...
Between Credit And Debit
The banking statistics offers enough of details to understand the phenomenon why Kashmir was restive over the JK Bank issue unlike other places, reports...
“If you are good, you will always be appreciated, as long as you are...
Born in the mountainous Doda district, Nida Haji, 36, is emerging as a distinct professional in the USA’s mortgage banking. Termed as one of...
SARFAESI Primer
A law that allows banks to take over the mortgaged collaterals in case of willful defaults has taken Kashmir by storm after a division...
Currency Chaos
As Prime Minister Modi shocked India by reducing twin currency notes to mere pieces of paper, Tasavur Mushtaq details the turns and twists of...
Bank On
As a new leader is taking over J&K’s only listed company in October, J&K Bank has Rs 10,000 crore plus stressed advances. Examining the...
Paupers’ Prize
Water-abundant and energy- deficient J&K’s first major leap into the lucrative energy sector was in 1999, when the resource-scarce government started implementing Baglihar with...
Crediting Crops
By summer 2015, banks had disbursed Rs 6,290.16 crores in agriculture and in allied sectors in state. Besides minimising the monopoly of outsiders over...
Not A Priority!
All banks have a basket enabling them to infuse micro credit in key sectors. But most of these schemes partnered by the governments are...
Dreams Indebted
For best education, lot of students seek admissions in Western universities. Some get scholarships and most of them approach banks for educational loans. Muntaha...
Advancing Apples
The Mughal route town of Shopian is a booming economic centre. Producer of the best apples from the region, its business got impetus after...
Impaired Assets
Banks are the new money shops. They sell products and make money. But it is not always that they earn. They lose too. Syed...
