SRINAGAR: Jammu and Kashmir Police have warned people against fraudulent loan applications that misuse personal photographs, contact lists and other sensitive information to threaten, intimidate or blackmail users.
In an advisory shared on social media, police cautioned that certain fake loan applications seek access to users’ personal data and may exploit photographs, contacts and other information to intimidate individuals.
Police urged people to verify the authenticity of loan applications before downloading them and exercise caution while granting permissions to mobile applications.
Users have specifically been advised against allowing unnecessary access to their contact lists, photographs and other personal information, particularly when such permissions are not essential for an application’s functioning.
The advisory comes amid concerns over the misuse of personal data by fraudulent digital lending platforms. Police have stressed the need for greater vigilance while downloading loan applications and sharing sensitive information.















