State Bank of India or SBI offers a wide variety of credit cards. They have specially curated credit cards for different categories of cardholders to use for shopping, travel, rewards, lifestyle, health, fuel, etc. SBI card demand is quite high due to the ease and several benefits it offers to all its customers like low finance charges, cashback offers, reward points, welcome bonus, free movie tickets, etc. Moreover, SBI has an efficient team of customer care professionals to tackle your card related problems.
SBI cards are classified as premium cards, shopping and travel cards, classic cards, and exclusive cards available to every eligible individual. The main specialty of each card is that they are unique in their own way and have superior offers such as free movie tickets, concierge services, lounge access facilities, balance transfer facilities, Flexi payment in EMIs, reward points, online bills payment, and many more. So, if you are looking to apply for a new card, take a look at the various types and benefits offered by SBI cards so you can choose the best one that fits your purpose.
SBI BPCL Octane Credit Card
SBI BPCL Octane credit card is one of the best premium credit cards available to eligible SBI customers. One of its key features is that customers can get a 7.25% value-back of fuel purchases along with 6,000 bonus reward points as a welcome benefit. Additionally, the card provides benefits like lounge access, fraud liability cover, contactless transactions, milestone privileges, 10X reward points on multiple categories such as groceries, movies, dining, and lots more. The joining fee is just Rs 1499 and the renewal fee is waived off if the annual spending exceeds Rs 2 lakh. It is highly suited for customers between the age group of 18-60 years who spend on fuel and hence can earn high rewards points.
If you wish to apply for this premium facility, you can either visit the SBI website or the nearest branch and submit the essential documents like a proof of identity like PAN card or Aadhaar card, proof of address like passport or utility bills, and proof of income like salary slips or bank statements.
SBI Prime Credit Card
SBI Prime card is another premium credit card provided by the State Bank of India to its esteemed customers to match their premium lifestyle. It is specifically provided for customers who travel frequently and for those who indulge in online shopping. It comes with a joining fee of Rs 2999 and the renewal fee is waived off if your expenses exceed Rs 3 lakh annually. It comes with a welcome gift of Rs 3000 that can be used as an e-voucher for your online purchases and complimentary Club Vistara and Trident Privilege Memberships.
To be eligible to apply for this premium card, the customer must be between the age group of 18-70 years and can be a resident of any country. If you fulfill the eligibility criteria, you can visit the official SBI website and submit the required information along with the documents. There is also a provision to track the application status by using the tracking ID. The documents required are an application form, pan card, proof of identity like PAN card or Aadhaar card, a proof of address like passport or ration card, and a colored photograph.
Conclusion
Each credit card offers its own advantages and disadvantages. Hence it’s imperative to choose the right one to suit your needs and requirements. The right credit card should reward you with useful benefits. So, if you are looking to apply for a premium credit card, you can always consider SBI cards as prime options.
