J&K Bank holds awareness camps, concludes training program


KL Report


J&K Bank conducted an awareness camp for teachers at Government Higher Secondary School Pattan in district Baramulla.

The camp was organised by FLCC center Baramulla for 125 teachers undergoing training at District Institute of Education and Training (DIET).

Speaking at the camp, Facilitator FLCC Baramulla explained the objectives of FLCC centres established at district level by lead banks across the country.

He talked about the advantages of banking, benefits of savings and proper financial planning and utilization of financial resources.

Customer rights, proper end-use of bank funds and timely repayment of loans also came up for deliberations during the camp.

An officer working in the Bank’s business unit at Singhpora Pattan also gave a detailed overview of various products and services offered by J&K Bank.

He also spoke about financial inclusion, smart cards, no frill accounts and the policy of at least one account for every family.

FLCC Kupwara

J&K Bank FLCC Kupwara organised financial literacy camps at Awoora and Alichizab Kupwara in collaboration with agriculture department. The camps were attended by farmers, small traders, students and other senior citizens of the area.  At the camp, 200 Kissan Credit Cards (KCC) cards were distributed among the participants.

The Facilitator FLCC Kupwara apprised the participants about the purpose of such camps particularly about opening of saving and other deposit accounts.

He urged them to take advantage of various loan schemes, services and products of the financial institutions tailored forvarious sectors of economy particularly for development of horticulture, agriculture, cottage industries and rural artisans.

The participants were also informed about the main features of KCC scheme, education loan, housing loan, consumer and consumption loan schemes and insurance schemes with emphasis on timely repayment and proper end-use of the funds. The participants were also impressed upon to inculcate the habit of savings for better and safe future.

The officers from agriculture department informed the people about the procedure and benefits of Kissan Credit Cards and other schemes devised for the development of agriculture and other sectors.

The participants hailed the initiative for conducting such awareness camps and agreed to convey the information to others.

The Facilitator FLCC thanked the people of the area and the officials present at the camp for their participation.

RSETI Kulgam

The Bank’s RSETI Kulgam concluded a two-weeks training programme on ‘Fashion Designing for Women’, which was attended by 33 candidates sponsored by DRDA, Kulgam.

In the valedictory function Lead Bank Officer Kulgam distributed the ‘Certificates of Participation’ among the trainees.
He asked the trainees not to hesitate from taking any finance from banks for establishment of their income generating units as the banks were more than willing to finance to unemployed youth.

Director RSETI informed the trainees about the  ‘JK Bank Vocational Education & Training Financial Scheme’ for unemployed youth who belong to drop out school/college category.He urged the trainees to take benefit of the scheme .
RESETI Kulgam has imparted skill enhancement/development training to 388 candidates of the district in 12 batches, he added.


  1. theses awareness programmes should be held at privates colleges around in backward areas so that people will be aware of the right picture as I would love to invite you for this kind of awareness programme down in my private b.ed college in Shalimar
    as you can get back to me on 9858484714


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