J&K Bank conducted a financial literacy and credit counseling session at the Industrial Training Institute Sopore, in which more than 40 trainees and trainers participated.
Facilitator FLCC educated the participants about the role and objectives of FLCC centres, importance of opening savings accounts with the Bank besides informed about the benefits of borrowing from the banks for income generating units.
Head Cluster-II North apprised the audience about the various services and products offered by the Bank besides customers’ rights.
In collaboration with Lead Bank Office, FLCC Kulgam organized an awareness session at village Pambay in district Kulgam, which was attended by a good number of people including growers, traders and senior citizens.
The LDM Kulgam impressed upon the participants to inculcate the habit of saving by opening various deposit accounts with the bank like savings, Recurring Deposits etc for safe keeping besides handsome returns.
He urged them to avail benefits of various schemes like KCC cards.
Facilitator FLCC briefed the audience about Bank’s products especially Child Care Scheme, Mehandi Deposit Scheme and other sponsored schemes and insisted upon people to take advantage of such schemes.
Two more sessions were conducted at Govt. Degree College Kulgam and at Waltengoo, Kund, wherein more than 300 students besides principal, faculty members and a good number of people participated.
Facilitator FLCC gave a detailed account of Bank’s products particularly Education Finance, Laptop Finance, Kissan Credit Card, Apple Advance Scheme along with other sponsored schemes.
JKB RSETI Rajouri wrapped up its 8th entrepreneurship development programme in ‘Dress Designing’ for its first non-sponsored batch.
The batch of the trainees comprised of 25 women belonged to far flung villages of District Rajouri namely Nagrota, Surankote, Charran, Tralla, Rehan & Kotedhar. The training was for three weeks.
The Lead District Manager Jammu was the Chief Guest of the valedictory Programme.
Speaking on the occasion, LDM assured the trainees that the bank would ensure credit linkages for them while helping them to become self sufficient.
He informed the trainees that all the B/Us in the zone were already instructed by to process loan cases of the RSETI pass-outs on priority basis.
It is very easy to avail loan from any of our B/U’s, he added.
District Development Manager (NABARD) and Head B/U Rajouri were also present on the occasion.
Director RSETI Rajouri said that these trainings followed by credit linkages with banks would help the trainees to improve their living standard once they start their own business.