SRINAGAR: The Government of Jammu and Kashmir has reported significant progress under the Pradhan Mantri Awas Yojana (PMAY), stating that more than 31,000 houses have been completed under the urban component, while 99 percent of sanctioned rural houses have been constructed.
The details were shared in response to an unstarred question by Ghulam Ahmad Mir in the Legislative Assembly, amid concerns over shortage of affordable housing and delays in implementation.
Under PMAY-Urban Mission 1.0, the government said 39,153 houses were sanctioned, out of which 31,173 have been completed, with financial assistance of Rs 54,231.37 lakh released to beneficiaries at different construction stages.
Additionally, under the Credit Linked Subsidy Scheme (CLSS), 3,432 beneficiaries have availed subsidies amounting to Rs 1,082.36 lakh for construction or purchase of houses.
For PMAY-Urban 2.0, the government said over 2.12 lakh applications have been received under the Beneficiary Led Construction (BLC) vertical, of which 18,630 have been verified and 2,641 remain under process. So far, 2,120 houses have been approved with financial assistance of Rs 5,300 lakh.
Under the Affordable Housing in Partnership (AHP) vertical, 1,272 flats have been approved, including projects at Bhalwal and Roop Nagar in Jammu and Chakhar Sundli in Udhampur, with verification of beneficiaries underway.
Responding to concerns over delays, the government said the scheme is being implemented in a time-bound manner, with verification committees constituted at multiple levels to expedite scrutiny and approvals.
On the rural front, under PMAY-Gramin, the government said that out of 3.35 lakh sanctioned houses, 3.23 lakh have been completed, achieving 99 percent completion. Over the last two years alone, tens of thousands of houses have been constructed under the scheme.
Further, under PMAY-Gramin 2.0, over 5.02 lakh households have been surveyed, of which 1,02,674 have been verified, while the remaining cases are under verification. The process has faced delays due to snowbound areas, difficult terrain, and adverse weather conditions, officials said.
Addressing concerns about families living in dilapidated houses without formal ownership rights, the government said that clear land ownership remains a mandatory condition under both PMAY-Urban and PMAY-Gramin to avoid future disputes. However, cases are examined in coordination with the Revenue Department where legally permissible.
The government also clarified that no alternative mechanism—such as allowing construction on inherited or parental land without formal transfer—is currently under consideration.
To accelerate implementation, dedicated verification teams have been deployed, and regular review meetings are being conducted. Authorities said eligible beneficiaries are being sanctioned houses on a priority basis following due verification.
The government reiterated that efforts are ongoing to clear verification backlogs and ensure timely sanctioning and construction, aimed at addressing housing needs of economically weaker sections across the Union Territory.
